Please read these Terms of Service ("Terms") carefully before using americansmartsaving.com (the "Site") operated by American Smart Saving ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use the Site.
1. Acceptance of Terms
By accessing or using the Site in any manner, including browsing, reading, or submitting information, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, as well as our Privacy Policy, which is incorporated herein by reference. These Terms apply to all visitors, users, and others who access or use the Site.
We reserve the right to update or change these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.
2. Use of This Website
You agree to use the Site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit anyone else's use and enjoyment of the Site. Prohibited conduct includes, but is not limited to:
- Using the Site in any way that violates applicable local, national, or international laws or regulations.
- Transmitting unsolicited or unauthorized advertising or promotional material.
- Attempting to gain unauthorized access to any part of the Site, its servers, or any systems connected to the Site.
- Engaging in any conduct that disrupts, interferes with, or negatively affects the Site or the servers and networks connected to it.
- Copying, scraping, or systematically extracting content from the Site for commercial purposes without our prior written consent.
3. Informational Purposes Only
The content published on this Site — including articles, guides, comparisons, estimates, and all other materials — is provided for general informational and educational purposes only. We are not financial advisors. Content on this site is for informational purposes only and should not be construed as financial, legal, or professional advice.
The information on this Site is not a substitute for professional advice tailored to your specific situation. Before making any financial, insurance, legal, or investment decisions, you should consult a qualified professional who is aware of your individual circumstances.
While we make reasonable efforts to ensure the accuracy and timeliness of the information we publish, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information. Any reliance you place on such information is strictly at your own risk.
4. Third-Party Links and Services
The Site may contain links to third-party websites, resources, and services that are not owned or controlled by American Smart Saving. These links are provided for informational purposes and as a convenience to visitors.
We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not endorse or make any representations about third-party websites or the products or services they offer. We strongly advise you to read the terms and privacy policy of any third-party website you visit.
Inclusion of a link to a third-party website does not imply that we recommend or endorse that site, its products, services, or content.
5. Intellectual Property
The Site and its original content — including but not limited to text, graphics, logos, and the overall design and layout — are the property of American Smart Saving and are protected by applicable copyright, trademark, and other intellectual property laws.
You may view, print, and download content from the Site for your own personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the Site for commercial purposes without our prior written consent.
Any unauthorized use of the Site's content may violate applicable intellectual property laws and could result in civil or criminal liability.
6. Disclaimer of Warranties
The Site is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy or completeness of any information on the Site.
7. Limitation of Liability
To the fullest extent permitted by applicable law, American Smart Saving and its owners, employees, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Site or its content — even if we have been advised of the possibility of such damages.
In no event shall our total liability to you for all claims arising out of or related to these Terms or your use of the Site exceed one hundred dollars ($100).
Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so the above limitations may not apply to you in full.
8. Changes to These Terms
We reserve the right to modify these Terms of Service at any time. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review these Terms periodically.
Your continued use of the Site after any modifications to these Terms constitutes your binding acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the Site.
9. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the state in which American Smart Saving operates, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall otherwise remain in full force and effect.
10. Contact
If you have any questions about these Terms of Service, please contact us:
- Email: hello@americansmartsaving.com
- Contact Form: americansmartsaving.com/contact.html